#104 – learn to cook

Everyone should be able to make some simple meals.  If you are new to the kitchen, start with meals that involve little cooking (i.e. salads, sandwiches), and/or that don’t have a lot of ingredients.  Take a cooking class to gain confidence.  Watch instructional videos (cooking shows, Youtube videos, etc.).  Order from a meal kit service if you aren’t sure what to buy.  If possible, make extra and freeze or save your leftovers for the next day.

#101 – buy basics discounted

Buy basics (underwear, undershirts, bras, pantyhose/tights, socks, leggings, etc.) on sale or at discount or outlet stores.  Since these are items that are worn year-round, and sizes tend not to fluctuate as much, stock up when you find something you like for a good price.  With coupons and clearance racks, you should be able to get these items for at least 50% off.

#99 – do a 30 day challenge

Whether it is a 30 day challenge to encourage you to read more, exercise, eat better, or get better at a hobby, 30 day challenges are less intimidating way to develop habits, skills, or just try something new.  Track your finances (to the cent!) for 30 days.  Run or walk outside 1 mile every day for 30 days.  Cut fast food from your diet for 30 days.  Get up 30 minutes earlier every day for 30 days.  The options are endless.